Majority of Employers Already PPACA – Compliant

The RHK Group understands that more employers at this point in time have reviewed their health benefit plans and are in compliance with ACA regulations and “affordability” measures.  However, employers need to begin focusing on educating your “non-participants” with the upcoming mandate for health insurance coverage.  The individual mandate is still in place for 2014 and employees will be seeking “affordable coverage options from multiple sources that will compare/compete with the employer/employee relationship and loyalty. Read more.

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Revised Employers Guide to Healthcare Reform

Due to the delay of the Affordable Healthcare Act to 2015 we have revised our employers guides to meet the new revisions. To learn about the changes please click on your companies appropriate guidelines below:

Small Group Fully Insured (An employer with less than 50 FTE that offers a fully insured health benefit)

Large group Fully Insured (An employer with greater than 50 FTE that offers a fully insured health benefit)

Self Insured (An employer with < or > than 50 FTE that offers a self insured health benefit plan )

If you have any questions concerning this new information or your companies requirements please call the RHK Group at 614-457-1236 Ext. 132 to receive more information or you can e-mail Dale Bugay at dbugay@rhkgroup

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Another Obama Care Holiday?

The PPACA law was passed on Christmas Eve 2010 and now the employer mandate deadline is delayed/extended on July 4th “Independence Day”.  Employers should not view this year of independence from employee health benefit regulations and tax penalties as a time off holiday, just as the passing of this law was not welcomed as a Christmas present in 2010. The individual mandate is still in place and employers must engage your employees in a mutually affordable solution to obtain healthcare coverage.

In a surprise move, the federal government announced that implementation of the Employer Mandate provision of the Affordable Care Act will be delayed until 2015.  This development will provide employers with more time to engage your employees in strategic decisions in providing health care coverage.

For more on this development check out this article below:

Obama Grants His Own Waiver

 

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Employers Guide to Healthcare Reform

The RHK Group has created a Employer Guide which summarizes the healthcare reform change requirements based on your current benefit plan and number of employees.  In addition we have developed a To Do check list and timeline to assist you in managing this transition through 2014.  The RHK Healthcare Reform Guide includes:

1.     Additions and Changes to Benefits

2.     Administrative Changes

3.     New Taxes and Ratings Changes

4.     IRS Tax Changes

5.     Miscellaneous Changes

6.     To Do Check List

To get information to help your company please click on the appropriate link below:

Small Group Fully Insured (An employer with less than 50 FTE that offers a fully insured health benefit)

Large group Fully Insured (An employer with greater than 50 FTE that offers a fully insured health benefit)

Self Insured (An employer with < or > than 50 FTE that offers a self insured health benefit plan )

If you have any questions concerning this information or your companies requirements   please call the RHK Group at 614-457-1236 Ext. 132 to receive more information or you can e-mail Dale Bugay at dbugay@rhkgroup

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Ohio Workers’ Compensation Premium Refund

Governor Kasich announced and the BWC board approved a 56% Workers Compensation premium refund to Ohio employers.  This refund is scheduled to be mailed to qualified employers in the next few months.  This refund along with the new BWC employer grants and incentive programs offer employers an opportunity to enhance their employee benefit plan and reduce their Workers Compensation cost.   Read the article to learn more.

The RHK Group offers employee health solutions to control both personal and Workers’ Compensation insurance costs.  Employers with these combined risk factors face many challenges with the upcoming healthcare reform regulations.  In 2014 all employees will be required to have health insurance.  Employers who have low health plan participation must find affordable ways to offer coverage and engage your employees in mutually cost effective plan.

If you are interested in learning more about the RHK Group and our integrated cost control strategies please contact Dale Bugay at dbugay@rhkgroup.com and check out our LinkedIn page here.

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The Massachusetts (health care) Experiment

Check out this article to look at how Massachusetts has fared using a similar health care program to the one that will soon be implemented under the new heath care reform.  The studies done in Massachusetts have shown that the percentage of employees signing up for health insurance with their employer has increased under the new revisions.  This article gives a good insight on what changes employers can expect to see with the new health care reform.

The Massachusetts (health care) Experiment

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Ohio Safety Congress Employee Health Presentation

Take a look at the following presentation to understand how your employees view corporate culture and how that impacts the outcome of a disability claim.  Also you can look at some recommendations on how to create a cooperative employee heath culture and effective ways to manage a disability claim.

Ohio Safety Congress Employee Health Presentation

Also you can look at the ratings and evaluation reviews from this presentation:

Session Ratings by Speaker

Session Evaluation Responses

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